Great question. Term Life Insurance provides you with coverage for a specific period of time — typically 10 to 30 years. You select a person or persons as your beneficiaries, and they will be paid the policy amount should anything unexpected happen to you during the specified "term".

Compared to permanent life insurance (sometimes called whole or universal life insurance), term life insurance usually offers significantly lower premiums. So it's even more affordable to make sure your hopes and dreams for your family will still be possible, even if you can't be there to guide them.

Term Life Insurance is the most affordable way to protect your family's financial security if something happens to you.

Men and women in excellent health in their mid 30s and 40s can buy $100,000+ of Term Life Insurance for under a dollar a day.

You can buy Term Life Insurance for 10, 15, 20, or 30 years — however long you need it.

All Term Life Insurance proceeds are 100% tax-free.