* Example policy for a 45 year-old male, $500,000 for under $32 a month is an OPTerm 10-Year, Preferred Plus policy guaranteed 10 years. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount $100,000-$249,999, $250,000-$999,999, $1 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months), and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 6-15-10. Services in Florida provided by Charan J. Singh, licensed agent. Advertising #10-267.
* Example policy for a 40 year-old male, $500,000 for under $20 a month is an OPTerm 10-Year, Preferred Plus policy guaranteed 10 years. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount $100,000-$249,999, $250,000-$999,999, $1 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months), and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 6-15-10. Services in Florida provided by Charan J. Singh, licensed agent. Advertising #10-269.
* Example policy for a 39 year-old female, $350,000 for under $14 a month is an OPTerm 10-Year, Preferred Plus policy guaranteed 10 years. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount $100,000-$249,999, $250,000-$999,999, $1 million and above. Premiums quoted include $65 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months), and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 6-15-10. Services in Florida provided by Charan J. Singh, licensed agent. Advertising #10-268.